A person can buy individual health insurance as soon as they turn 18 years of age. Buying a policy at an early age gives financial protection, and you can get much higher coverage at a lower premium.

Numerous health insurance plans are available for families with a good range of coverage. A floater policy with wide range of sum insured options is the best for covering the entire family. Star Health offers various floater plans.

Medical costs incurred as a result of disease/illness/accident are covered by health insurance. These medical costs include the cost of hospitalisation, pre and post hospitalisation, medications, implants, specialist fees and the cost of surgery, etc.

If a policyholder receives an emergency treatment in a network hospital, the insurance company will directly settle the bill to the network hospital. You can claim reimbursement from your insurer if you are getting treated in a non-network hospitals.

For reimbursement of claims, the intimation should be given within 24 hours of hospitalisation (in case of emergency hospitalisation). Claim must be filed within 15 days from the date of Discharge from the Hospital.

In case of planned hospitalisation, you must notify your insurer at least 2 to 4 days before the scheduled hospitalisation